Teenager’s Money Club Workbook by Elizabeth Waithaka Ndegwa
Teenagers Personal Finance Literacy is a core life skill, especially in this day and
age when their world is growing highly complex by the day. Whether they come
from low-income backgrounds or more privileged ones, learning basic concepts
of personal finance like saving, sharing and spending is essential for a more
rounded mature lifestyle in teenagers and young adults. The formation of the
right money management habits and attitudes early in life is core.
This Personal Finance (Money) Literacy training workbook can also act as a
guide for parents, teachers, guardians and other Finance Literacy trainers. It is
specially designed to empower teenagers with money management skills from
an early age for a lifetime of financial well-being.
The author is part of a team that runs a wonderful children curriculum called The
Money Club. Participants learn the basics of money including savings, needs
versus wants, personal budgeting, introduction to investments, among others
as life skills. This prepares them to become more financially responsible citizens
who will build strong families, neighborhoods as well as local and international
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